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Comparing Car Insurance Rates

It is important to take time and review your car insurance policy on a yearly basis. If you have 3 cars for example and pay $1,800/year to insure all 3, if you could save $400 on your yearly payment then why not do it?

Most people don't bother because they are inherently lazy and reviewing your policy can be pretty boring. However, if you stay disciplined, then a car insurance comparison will pay big dividends by saving you money. Maybe all you need to do is change your policy so you just have general liability and you accept a lower deductible for damage.

You also may want to drop roadside assistance, that could possibly put a few bucks back in your pocket. Do you have the whole family listed as registered drivers on every car? If you never drive your sons car, you might save some money by not listing yourself or your spouse as a driver on that vehicle.

Don't forget to turn in your kid's grades. A good student discount might be worth investigating as most all the big auto insurance companies give you a break for that. Geico, All State and Progressive all give you money back on your premium for a certain grade point average - probably above a 3.0 or maybe a B average.